Concept of savings with piggy bank

5 Simple Tips on Saving Extra Money

In todays world our dollar doesn’t buy what it used to, it’s become a challenge to make our money go further in the current economic climate… but it’s not impossible, here are some simple money saving techniques for you:

1. Decide What Things Are Important To You


Identify the items that you want to have and the items that you need, then reduce your spending by only buying things that are important and needed in your lifestyle.

This ensures that you spend your money only on basic needs like food, transportation, shelter and clothing. These basic necessities are important for your health and security, they are the things that sustain life and should be allowed for in your budget.

2. Always Make A Grocery List And Stick To It

When shopping for groceries always make a list and stick to it. Never go food shopping on an empty stomach, always go after a meal… it stops you from impulse buying because you’re not tempted by hunger.

3. Don’t Buy On Impulse, Be Honest With Yourself

You can avoid “buyers remorse” in the clothing store by trying the item first before considering buying it. Be honest and ask yourself “does this look as good as I thought it would and does it justify the expense” because there are times when we buy things on impulse without considering the cost, the quality (or lack thereof) and suitability.

4. Compare And Be Aware

Woman grocery shopping

Get in the habit of comparing items on their price and also compare stores, don’t limit your options to just one store only. To stop impulse buying, go window shopping first you’ll be amazed at the savings you can make. You’ll find many stores carry the same items and you’ll be surprised at the difference in prices from store to store.5. Medication Should Fix Ills, Not Increase Bills

You can save more money in your household by switching to generic medicines. Generic drugs are basically the same as the branded ones in terms of ingredients and quality. According to the Association of Chain Drug Stores the average price of generic drugs in 2004 was $24, while the average price of the branded ones was $96 and this still applies today. So going generic can save you a lot of money. Hope you found this article interesting and useful. Save Thousands on Grocery Shopping and cook great food!

Woman with coins in jar

Money, Finances and Practical Money Savings Ideas

There are a lot of money saving areas and opportunities around us that let us save. All that it takes is to see the opportunity for savings 

and then a little bit of discipline to implement the money savings.

The most important part is to develop money saving habits into a way of life such as putting 10% of your after tax earnings away every month in a unit trust for example. By doing this from early in your working career you are almost assured of a comfortable retirement – and that does not mean that your life must be uncomfortable,  dull or boring.

Practical money saving ideas


Now you would be wondering where can I save money?

Below we include a list of money savings ideas compiled from a lot of different sources (for example books on how to save money, smaller
newspaper articles on savings, other Internet sources with money savings ideas sent in by people like yourselves and utility company
pamphlets such as electricity and water suppliers to name but a few), using some simple common sense and just keeping our eyes
and ears open.

Our objective is to create one single, comprehensive database of saving money ideas from across the whole globe for the benefit of everyone with enough sense to use the money saving ideas. Just imagine that of the hundreds and thousands of savings ideas, you choose just a couple each month and persist religiously to implement it, then it would be almost guaranteed that there will be absolutely no way that you will not be able to save.

Areas where to save and where to get the savings

There are a lot of areas / opportunities around us that let us save. All that it takes is to see the opportunity for savings
and then a little bit of discipline to implement the savings.

The most important part is to develop this into a way of life – and that does not mean that your life must be uncomfortable.

Gold Coins and plant isolated on white background


Conclusion and some motivation

Remember that there is nothing wrong with making more money, but also remember the power of saving money.

Remember that savings are basically made up of a simple idea, a bit of discipline and a good habit. NEVER GIVE IT YOUR GOOD
HABITS. So, good luck in your personal money savings!


Best Rate For Car Insurance

So what is the best rate for car insurance available to you? Many want to know how to find the answer to this important topic. Here are some great tips to help you find the best insurance rate for your car today.

Several methods exist to obtain best rate full coverage car insurance. Look for companies that offer discounts for different reasons. Various firms will often give out discounts based on great driving records, your age, type and number of cars that you currently have insured. For instance, you may be able to obtain a cheaper rate if you already possess a home insurance policy with that particular firm.

Finding the right company is the most important part to obtaining these good rates.


Tips for getting the best rate car insurance for your new car

When you buy your brand new car at the dealership, you need to possess car insurance in order to drive it to your house. Often times an auto buyer will wait until they are at the car dealership before getting in touch with their insurance firm about their new auto purchase. Often times, people wait until the day of their purchase before even getting a car insurance policy.

This method does not give the auto buyer ample time to find the best rate for their car insurance, and therefore gives them much fewer
options available. Make sure that, before you buy car insurance, you have done your shopping and found the best rate available. Don’t ever wait until the day you are purchasing a new car before finding this rate out.

This certainly will not give you enough time to do your homework, and will probably force you to pay a much higher rate than if you do your
due diligence. No, shopping for car insurance isn’t particularly fun, but it’s very necessary when first obtaining a new automobile.

Here are some quick tips to finding the best rate.


First of all, make sure to do your shopping online. This way, you can instantly access literally hundreds of insurance companies and their rates at the click of a button.  After you’ve found the best one, find out if the company is generally reputable and easy to deal with, our recommendation would be Youi.

For this, you can either do a quick Google search on them or simply ask some friends who have experience with them. This way, you will find
the best rate for your car insurance without spending a lot of time or effort.

Now you know a little bit more about car insurance. Using this information you can make good money savings.